01 / Complete ControlAsk a specialist →
One platform for every employer responsibility
Workers' comp, payroll, HR, compliance, and benefits — coordinated by a dedicated team, not stitched together from vendors.
PEO · ASO · Workers' Compensation Management
Employer Infrastructure for Growth, Compliance & Risk Control
Reduce workers' comp costs 20–35%, simplify HR, improve benefits, and eliminate employer headaches with a single operating platform.
Average Client Results
- 20–35% Workers' Comp Savings
- Dedicated Claims Management
- Full-Service HR & Payroll
- Enterprise Benefits
- Compliance Support
Broker or agent? Submit an opportunity →
Agent Portal · LiveIndicated
UploadACORD 130 + loss runs
AI underwritingMinutes
Formal quote24–48 hrs
Quote typesPEO · ASO · WC
Avg. WC premium savings20–35%
We help employers:
Reduce workers' comp 20–35%
Run payroll & multi-state taxes
Manage HR & compliance
Deliver Enterprise-Grade benefits
Control your experience mod
$2B+
Payroll Managed
37
States Served
100k+
Employees Supported
38
Years Experience
20–35%
Avg. WC Savings
Why Simplified Personnel
Not software. Not a broker. Your employer operating system.
We combine program-direct workers' compensation, proactive claims management, full-service payroll, HR support, and strategic benefits into one dedicated team focused on reducing your total labor cost.
02 / Lower CostsAsk a specialist →
Average 20–35% WC premium reduction
Program-direct programs unavailable through retail brokers, plus aggressive claims management and experience-mod control that compound year over year.
03 / Expert SupportAsk a specialist →
Real professionals — not call centers
A dedicated Payroll Advisor, HR Business Partner, and Risk & Safety Consultant who know your business by name.
Three Programs · One Platform
Keep what you want. Offload the rest.
The right program depends on what the operator wants to keep, what they want to offload, and where their current carrier draws the line.
Full Co-Employment
PEO Co-Employment
Simplified becomes employer of record alongside the operator. Bundles payroll, HR, workers' comp, benefits, and compliance under one roof.
Explore the program →Admin Services OnlyASO Administrative
The full platform without co-employment. The operator stays employer of record — same payroll, HR, workers' comp, and benefits, different structure.
Explore the program →Standalone WCWC Carve-Out
Standalone workers' compensation. The operator keeps their existing payroll provider — we carry only the WC policy and claims oversight.
Explore the program →Why Simplified
Compare.
How Simplified Personnel stacks against retail brokers and big-box payroll-company PEOs.
| Simplified | Retail Broker | Payroll PEO | |
|---|---|---|---|
| Workers Compensation | |||
| Program-Direct WC | ✓ | — | Limited |
| Dedicated Claims Specialists | ✓ | — | Limited |
| Proactive Return-to-Work Programs | ✓ | — | Limited |
| Experience Mod Management | ✓ | — | Limited |
| Safety Consulting & Assessments | ✓ | Limited | Limited |
| Cost & Savings | |||
| Avg. 20–35% WC Premium Reduction | ✓ | — | — |
| Long-Term Cost Certainty | ✓ | — | Limited |
| Transparent Pricing | ✓ | Limited | Limited |
| No Hidden Fees | ✓ | Limited | Limited |
| Service & Support | |||
| Dedicated Account Team | ✓ | Limited | — |
| Real HR Professionals (Not Call Centers) | ✓ | — | — |
| Direct Access to Underwriters | ✓ | — | — |
| 24/7 Claims Support | ✓ | — | Limited |
| Platform & Technology | |||
| Fully Integrated Payroll & Benefits | ✓ | — | ✓ |
| Real-Time Compliance Monitoring | ✓ | — | Limited |
| Single-Source Platform | ✓ | — | ✓ |
| Custom Reporting & Analytics | ✓ | — | Limited |
Why Switch
Why employers switch to Simplified.
- Rising WC costs
- Multi-state compliance
- HR staffing shortages
- Benefits competitiveness
- Claims administration burden
The Operator's Dilemma
Most owner-operators can't be employers anymore.
Three structural shifts have pulled the employment burden away from the people actually running the business. Payroll companies and brokers can't fix any of them.
01 / Liability
Liability that outweighs the business
PAGA claims, wage-and-hour suits, and joint-employer exposure can erase years of margin in a single incident.
02 / Capacity
Workforces that outrun internal HR
Transitional labor, seasonal swings, and multi-site operations move faster than any internal HR team can keep up with.
03 / Benefits
Benefits gaps for the people doing the work
Variable workforces rarely qualify for meaningful group rates — leaving operators unable to compete for the talent they need.
For Agents & Brokers
Upload an ACORD 130. Get an indication in minutes.
The Agent Submission Portal runs your client's ACORD 130 and loss runs through our AI underwriting engine and returns a preliminary indication on screen — the same numbers your underwriter sees. A formal quote follows within 24–48 hours.
- Full PEO, ASO, or WC Carve-Out indications
- Real-time chat with underwriting
- Status, messages & updates in your portal
- Your BOR, your client, your commission
Preliminary IndicationLive
Quote types available
Full PEO
ASO
WC Carve-Out
ACORD 130Required
Loss runs (3–5 yrs)Recommended
Initial indicationMinutes
Formal quote24–48 hrs
Same numbers your underwriter sees
Subject to final confirmation.
Case Study · Light Manufacturing StaffingView Case Study →
Stabilized pricing and cut claims reporting time by 40% after moving to a Full PEO structure.
$6.5M
Annual Payroll
Full PEO
Structure
3632 · 3681 · 8810
Class Codes
−40%
Reporting Time
Industry-Specific Solutions
All industries →Every industry has unique challenges. Our tailored approach delivers the specialized coverage operators need.
Healthcare Staffing
Learn more →
Light Mfg & Warehouse
Learn more →
Artisan Contractors
Learn more →
Hospitality & Restaurants
Learn more →
Last Mile Delivery
Learn more →
Janitorial & Service
Learn more →What Our Clients Say
Operators who'd been turned down everywhere else.
"Simplified Personnel has been an absolute breath of fresh air. In an industry where we've grown accustomed to being over-promised and under-delivered, your team has truly restored our confidence in what a partnership should look like.
E.M.
CEO, Staffing Company · California
"They don't just provide a service — they operate as a strategic partner who understands our goals and supports our growth. We are excited about the bright and lucrative future ahead.
B.A.
President, Janitorial Company · California
"When we believed there were no viable solutions left, Simplified Personnel stepped in and delivered immediate cost savings along with clear, practical answers. Simplified truly made an impact when we needed it most.
A.T.
Owner, Fast Food Restaurant Group · New York
Predictable costs. Total control.
Talk to a specialist or submit an opportunity for an indication in minutes.